Group ICRA comprises four businesses, namely, Credit Rating, Management Consulting, IT and Information Services / KPO Services, which are offered by four different companies, namely, ICRA Limited, and three wholly-owned subsidiaries, ICRA Management Consulting Services Limited (IMaCS), ICRA Techno Analytics Limited (ICTEAS) and ICRA Online Limited. ICTEAS has a wholly-owned subsidiary, ICRA Techno Analytics Inc., in the US. Group ICRA comprises four companies namely :